Tears of Joy As Others Pick Up Her Bills
It took two months, weekly visits to the jammed-up federal website and a half-dozen phone calls, but JoAnn Smith finally got health insurance Monday. It'll only cost her $3.19 a month to cover herself and her husband.$3.19 a month is $38.28 a year. For two 60 year olds. $38 is essentially zero in the context of the provision of medical services for two 60 year olds.
JoAnn Smith is crying tears of joy because other people are paying her bills. Economically speaking this is no different than if won the lottery, was given a charitable donation, or stole a bunch of money. Her bills are paid and she didn't have to work extra or cut something else to do it. There was no magic, no efficiencies, no optimizing genius breakthrough that allowed Mrs. Smith to enjoy medical insurance for $38. The only thing that allows it is the government forcing someone else to pay more so Mrs. Smith can pay less.
I'd be happy if someone else paid my bills too. Alas, for all of Mrs. Smith's tears of joy, there are others' tears of pain or clenched jaws of anger over being forced out of acceptable insurance plans into more expensive government mandated plans.